BudgetZen is a free web based budget monitoring system. With Budgetzen, you can always remain aware of just where you stand with your income and spending. Interested in seeing if you can afford that car? Budgetzen lets you input all your expenditures, whether weekly, monthly, quarterly or yearly, and allows you to see if you can afford it.
The way Budgetzen works is simple, free and totally secure. Once registered, select how you get paid (i.e. salary, commission, weekly, biweekly…) and this will allow our software to map out a monthly spending budget for you. With that done, all you have to do is add your own accounts and bills you usually pay. You can add cable bills, auto insurance, mortgage, credit cards bills or any other bills. You can also add bonuses, tax returns, payment reception. With all that input, the information will all be transferred to a graph. The graph will allow you to see just how much money you can and should be spending.
The graph is not only there to show you if you’re in the red or not, its also there to allow you to plan ahead. You’ll be able to see just what month(s) of the year you have the most spending cash available. With this knowledge, it would be easier for you to determine when you should go on vacation, when to buy those holiday gifts and so on. The possibilities are endless. It’s fast, effective, helpful and it’ll help you manage your spending habits.